Connected and telematics vehicles
Embedded modems, usage-based insights, and the privacy and data considerations consumers should understand.
What it is
Connected vehicles ship with embedded cellular modems that transmit driving data, location, diagnostics, and infotainment activity to the manufacturer and, in some cases, to third parties.
Why it matters
Some insurance programs use telematics data for usage-based pricing. The data flowing out of a modern car can also be subpoenaed or shared under certain manufacturer agreements.
Coverage considerations
Owners often review what their vehicle transmits, whether telematics can be disabled, and how any usage-based insurance program handles raw driving data.
The information on this page is provided for informational and educational purposes only and does not constitute insurance advice. Sensory AutoDrive is not an insurance company, agent, or broker.